Who is best suited to ABL?
ABL can fund your ambition by offering a range of flexible financial services that can be carefully adapted to suit your individual needs. From expansion and refinancing, to acquisitions, MBOs and MBIs, ABL can help to develop a financial solution that can provide you with the working capital you need when you need it most.
- Businesses that sell products or services on credit, hold high levels of stock which tie up their cash, or have to buy raw materials/pay staff and suppliers more quickly than they get paid, will certainly feel the benefits of an asset-based facility.
- If a business finds the funds it needs to finance further growth are frequently tied up in unpaid invoices, then the solution to their funding needs might be more straightforward than it thinks.
- If a business is looking to expand or refinance, they might think of approaching a private equity firm, but they will always approach a deal with their exit in mind and will want to make sure that the business has grown before they exit. What's more, they will require a healthy cashflow situation.
- Private equity involvement changes the profile of your business. You, as owner, may continue to have a chunk of equity, but private equity companies gear up companies with debt. Your debts have to be paid off before anything else and you need to be comfortable with the level of gearing. ABL allows you to expand or complete an MBO releasing the cash tied up in your assets, and does not require you to give up equity in your business.
- ABL can fund your ambition by offering a range of flexible financial services that can be carefully adapted to suit your individual needs.
- From expansion and refinancing, to acquisitions, MBOs and MBIs, ABL can help to develop a financial solution that can provide you with the working capital you need when you need it most.
- All our ABL facilities are individually tailored to meet the specific needs of our clients – we do not believe in "one size fits all" or standard "off the shelf" solutions.